CarShield provides multiple vehicle service contract plans designed to help protect owners from unexpected repair costs. Coverage options include major systems such as the engine, transmission, HVAC, electrical, fuel system, suspension, and steering, depending on the selected plan. Contracts also include valuable benefits like rental car reimbursement, 24/7 roadside assistance, towing services, and flexible month-to-month payment options. To date, CarShield has helped protect over 2 million vehicles and has paid more than $1 billion in claims.
A CarShield contract typically covers repairs for critical vehicle components such as the engine, transmission, air conditioning and heating systems, electrical components, and fuel delivery systems. Many plans also include roadside assistance, towing, and rental car reimbursement during covered repairs. Coverage varies by plan level and vehicle eligibility.
CarShield offers several coverage tiers to meet different vehicle needs and budgets. Plans range from basic powertrain coverage to comprehensive protection that closely resembles a manufacturer warranty. Specialized plans are also available for high-mileage vehicles, luxury cars, electric vehicles, and motorcycles, allowing owners to select protection that best fits their situation.
When a covered breakdown occurs, the vehicle owner can take their car to any ASE-certified repair facility. The repair shop contacts CarShield to verify coverage and obtain approval before work begins. Once approved, CarShield pays the repair facility directly for covered repairs, minus any applicable deductible, reducing out-of-pocket expenses for the customer.
Typically month‑to‑month or annual terms; cancellation policies vary by contract.
Yes - most contracts are transferable to a new owner.
Yes - plans are available for older and higher‑mileage cars, but exclusions and state restrictions apply.